You're reviewing your tenth BizBuySell listing. The financials look fine, the lease is "probably standard," the seller's reason for sale is "ready to retire." You feel the gravity of a six-figure SBA personal guarantee. You want a structured second-read before earnest money goes anywhere.
Paste the listing. Get a verdict — PURSUE, PROCEED WITH CAUTION, or PASS — with ranked risk flags, named professionals behind each diligence item, and a DON'T-DECIDE-YET column that says exactly what not to commit to before specific review.
| Revenue band (TTM) | Low | Mid | High |
|---|---|---|---|
| $100K – $200K | 2.0x | 2.7x | 3.4x |
| $200K – $350K (most-common buyer band) | 2.7x | 3.4x | 4.0x |
| $350K – $500K | 3.2x | 3.8x | 4.4x |
| $500K – $750K | 3.5x | 4.0x | 4.5x |
| >$750K | 3.8x | 4.2x | 4.5x+ |
Comps that don't sit in a band trigger a refusal, not a fabricated multiple. The discipline cites the row; it doesn't make up a number.
Five surfaces — each driven by the same screening logic and the same refusal gates. You ask. It answers. Where the answer needs a binding voice — your SBA lender, a transactional attorney, a CPA — it says so and stops.
Paste the listing. Get the verdict, ranked risk flags, strengths, data gaps, DON'T-DECIDE-YET column, and the next three concrete steps.
Paste 2–4 listings. Get a side-by-side table, ranked fit per your buyer sub-segment, recommendation on which (if any) to LOI.
Defensible $low / $mid / $high band with the SDE multiple, comp set named, adjustment logic shown. No comp band? It refuses, doesn't invent.
Phase 0 / Phase 1 / Phase 2, sub-vertical-specific and buyer-sub-segment-specific, with the named professional behind each item.
yes / yes-with-caveats / no per sub-segment. First-time individual, E-2 visa, or regional clusterer paths — each routed differently.
Type memo after a screen. The output reformats as an 8-section memo you can walk into a lender meeting with — cover, exec summary, risk register, deal structure, diligence roadmap.
Most listings don't deserve a clean buy-or-walk answer. The middle isn't a hedge — it's a directive: the deal could pencil if these specific items resolve. Forcing a binary on a six-figure personal-guarantee decision is what gets first-time buyers in trouble.
At minimum 4 of 6 dimensions in green, no dimension in red. The deal pencils and the path forward is clear. Remaining work is execution, not investigation.
At least one yellow OR one red where the red can be moved to yellow by a specific named diligence item. The verdict is a directive: do these things first.
Financial integrity unrecoverable, lease structurally hostile, equipment CapEx burden >25% of price, owner is the business, or two-plus red dimensions with no diligence path. Walk.
Composite listing drawn from publicly-aggregated BizBuySell category data. The financials sit inside published bands. The structural details are typical. No real broker page was used.
Suburban Midwest metro · unattended-hybrid-standalone · Ask $385,000 · TTM revenue $268K · TTM SDE $92K · 22 washers · 30 dryers · equipment ages 4–14 years · card system installed 18 months ago · lease 4 years + 1×5-year option
| Don't commit to | Named professional | Before-action trigger |
|---|---|---|
| Submitting the SBA loan commitment | SBA lender + transactional attorney coordinating | Lease assignment consent received in writing from landlord, with assignment-survives-renewal language and no escalation clauses |
| Accepting 24% water/sewer as the run-rate | Independent water-bill auditor OR 24 months of utility statements pulled directly | Statements reconciled with meter-read history; sewer-credit / irrigation-meter setup verified or ruled out |
| Accepting the equipment-age list as accurate | Coin-laundry equipment inspector (independent of seller's distributor) | Inspector has read serial-plate dates on every machine and produced a written remaining-useful-life schedule |
Full worked examples (including a PASS-verdict screen) live in examples.md on GitHub.
A screening discipline that can't refuse isn't a discipline — it's a hallucinator with a verdict label. The specialist names the line in advance.
The specialist is a folder of markdown files. You load it into a Claude Project once. From then on you paste listings into that Project, and the discipline persists across conversations.
Clone github.com/NFTYoginis/laundromat-deal-screener or download the ZIP. The whole specialist is text — no install, no API key, no monthly cost beyond your Claude subscription.
In Claude.ai, create a new Project named "Laundromat Deal Screener" (or whatever you prefer).
Upload identity.md, rules.md, examples.md, memo-mode.md, and the seven files under reference/laundromat/. Skip docs/ and _template-vertical/ — those are for the public site and future verticals, not the runtime.
Paste this into the Project's custom instructions: "You are the laundromat deal screener defined in the project knowledge files. Follow identity.md, rules.md, and the reference layer. Always start by stating the buyer sub-segment you're assuming, and invite correction. Verdict first, reasoning second, evidence cited."
Paste a real BizBuySell listing into the Project and write: "Screen this listing. I'm a first-time SBA-financed individual buyer." Output should arrive in the verdict-first, ranked-flags, DON'T-DECIDE-YET shape.
industry-benchmarks.md is older than 90 days, the specialist flags this at conversation start before screening._template-vertical/ scaffold in the repo documenting what would transfer to a sibling specialist.